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Updated May 2026

Best Credit Cards for Transit (2026)

23 credit cards ranked by transit reward rate. Find the best card for your transit spending and stop leaving rewards on the table.

1
Uber One Card
Uber One Card
other
Annual Fee: $0Base Rate: 1%Network: visa
cashback
6%Transit
2
Citi Custom Cash Card
Citi Custom Cash Card
citi
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
5%Transit
3
Wells Fargo Attune World Elite Mastercard
Wells Fargo Attune World Elite Mastercard
wells_fargo
Annual Fee: $0Base Rate: 1%Network: mastercard
cashback
4%Transit
4
Chase Sapphire Reserve
Chase Sapphire Reserve
chase
Annual Fee: $795Base Rate: 1xNetwork: visa
points
3xTransit
5
American Express Green Card
American Express Green Card
amex
Annual Fee: $150Base Rate: 1xNetwork: amex
points
3xTransit
6
Navy Federal More Rewards Visa
Navy Federal More Rewards Visa
other
Annual Fee: $0Base Rate: 1xNetwork: visa
points
3xTransit
🔒

17 more transit cards

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Optimize your daily commute rewards

From subway fares to rideshares, SuperPay recommends the card that earns you the most on every commute — so your daily travel works harder for you.

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Browse by Spending Category

🍽️Dining171 cards ✈️Travel143 cards ⛽Gas134 cards 🛒Groceries110 cards 🛍️Online Shopping68 cards 🚇Transit23 cards 📺Streaming26 cards 🎬Entertainment24 cards 🏬Shopping17 cards 🏠Home Improvement10 cards 💊Drugstores7 cards 📣Advertising8 cards 📦Shipping12 cards 🖨️Office Supplies17 cards 📱Telecom & Internet14 cards 💻Software & SaaS9 cards 🚗Vehicle Rental4 cards 💳Everything Else112 cards

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How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.