Wells Fargo Adds Wyndham Rewards: A New Era for Cardholders
Wells Fargo's new Wyndham Rewards integration opens doors for travelers. Discover how to maximize your rewards now!
Read article →Updated July 2026
Best Credit Cards for Everything Else (2026)
8 credit cards ranked by everything else reward rate. Find the best card for your everything else spending and stop leaving rewards on the table.
1
Capital One Spark Cash Select for Business
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Annual Fee: $0Base Rate: 1.5%Network: mastercard
cashback5%Everything Else
2
USAA Eagle Navigator Visa Signature
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Annual Fee: $95Base Rate: 1xNetwork: visa
points2xEverything Else
3
United Gateway Card
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Annual Fee: $0Base Rate: 1xNetwork: visa
miles1xEverything Else
4
Navy Federal Go Rewards Visa
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Annual Fee: $0Base Rate: 1xNetwork: visa
points1xEverything Else
5
BMO Harris Cash Back Mastercard
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Annual Fee: $0Base Rate: 1.5%Network: mastercard
cashback1%Everything Else
6
Bread Rewards American Express Credit Card
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Annual Fee: $0Base Rate: 1%Network: amex
cashback1%Everything Else
Find your best card instantly
SuperPay analyzes all your cards and tells you exactly which one to use at every merchant — automatically.
Download for iPhoneBrowse by Spending Category
Dining160 cards
Travel131 cards
Gas104 cards
Groceries79 cards
Online Shopping61 cards
Transit25 cards
Streaming20 cards
Entertainment15 cards
Shopping1 cards
Home Improvement11 cards
Drugstores7 cards
Advertising6 cards
Shipping10 cards
Office Supplies12 cards
Telecom & Internet7 cards
Software & SaaS9 cards
Vehicle Rental4 cards
Everything Else8 cards
How We Rank Cards
Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.