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Updated August 2026

Best Credit Cards for Everything Else (2026)

9 credit cards ranked by everything else reward rate. Find the best card for your everything else spending and stop leaving rewards on the table.

1
Chase Sapphire Reserve
Chase Sapphire Reserve
chase
Annual Fee: $795Base Rate: 1xNetwork: visa
points
10xEverything Else
2
Chase Sapphire Reserve
Chase Sapphire Reserve
chase
Annual Fee: $795Base Rate: 1xNetwork: visa
points
5xEverything Else
3
Huntington Business Rewards Credit Card
huntington
Annual Fee: $0Base Rate: 1%Network: visa
cashback
4%Everything Else
4
Business Advantage Customized Cash
Business Advantage Customized Cash
bank_of_america
Annual Fee: $0Base Rate: 1%Network: visa
cashback
3%Everything Else
5
Marriott Bonvoy Bold
Marriott Bonvoy Bold
chase
Annual Fee: $0Base Rate: 1xNetwork: visa
points
2xEverything Else
6
Banner Bank Business Visa Card
Banner Bank Business Visa Card
banner_bank
Annual Fee: $0Base Rate: 1.5%Network: visa
cashback
2%Everything Else
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6 more everything else cards

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Browse by Spending Category

🍽️Dining160 cards ✈️Travel138 cards ⛽Gas103 cards 🛒Groceries82 cards 🛍️Online Shopping49 cards 🚇Transit24 cards 📺Streaming20 cards 🎬Entertainment15 cards 🏬Shopping3 cards 🏠Home Improvement8 cards 💊Drugstores6 cards 📣Advertising7 cards 📦Shipping10 cards 🖨️Office Supplies13 cards 📱Telecom & Internet11 cards 💻Software & SaaS9 cards 🚗Vehicle Rental10 cards 💳Everything Else9 cards

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How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.