Updated July 2026

Best Credit Cards for Online Shopping (2026)

61 credit cards ranked by online shopping reward rate. Find the best card for your online shopping spending and stop leaving rewards on the table.

1
Hilton Honors Business
Hilton Honors Business
amex
Annual Fee: $195Base Rate: 3xNetwork: amex
points
6xOnline Shopping
2
Disney Premier Visa Card
Disney Premier Visa Card
chase
Annual Fee: $49Base Rate: 1xNetwork: visa
points
5xOnline Shopping
3
Affinity FCU Cash Rewards Visa
Affinity FCU Cash Rewards Visa
other
Annual Fee: $0Base Rate: 1%Network: visa
cashback
5%Online Shopping
4
Macy's Star Rewards Card
Macy's Star Rewards Card
other
Annual Fee: $0Base Rate: 1xNetwork: visa
points
5xOnline Shopping
5
Amazon Store Card
Amazon Store Card
other
Annual Fee: $0Base Rate: 0%Network: visa
cashback
5%Online Shopping
6
Amazon Prime Rewards Visa
Amazon Prime Rewards Visa
chase
Annual Fee: $0Base Rate: 1%Network: visa
cashback
5%Online Shopping
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17 more online shopping cards

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How We Rank Cards

Cards are ranked by their bonus reward rate in the selected spending category. SuperPay's database tracks 348+ credit cards across 12 spending categories, with reward rates verified and updated daily via AI. Rankings consider the category-specific bonus multiplier — the higher the rate, the higher the ranking. Annual fees and base reward rates are shown for context. For personalized recommendations based on your full card portfolio and spending patterns, download the SuperPay app.