5% dining cashback
3x travel points
4% groceries
2x gas rewards
6% streaming
New: SuperPay AI Extension v1.5 for Chrome & Safari

La capa de inteligencia detrás de cada transacción

SuperPay analiza tus tarjetas, sus estructuras de recompensas, las categorías de comercio y tus patrones de gasto en tiempo real — optimizando automáticamente cada deslizamiento, toque y compra.

Los usuarios suelen descubrir entre $1,500 y $5,000+ en recompensas perdidas al año — sin pensar en ello.

300+
Reward Systems Modeled
200M+
Merchants Identified
Real-Time
Optimization Engine
$0
Activation Cost
SuperPay Dashboard
Dashboard
Smart Optimize
Smart Optimize
Card Manager
My Cards
Official Financial Data Partner

One engine. Available everywhere you shop.

A mobile app, a browser extension, and a free merchant widget — all powered by the same SuperPay Optimization Engine.

Mobile App

The intelligence layer in your pocket. Recommends the best card for every purchase, tracks rewards, and protects credit health.

  • Best card for every purchase, in real time
  • Credit utilization & health dashboard
  • Rewards tracking and welcome-bonus alerts

Browser Extension

An overlay at every checkout. The moment you reach the pay button, your top card is already on screen — no extra clicks.

  • Auto-detects any online store, anywhere
  • Surfaces your highest-yield card at checkout
  • Syncs with the same portfolio as your phone

Merchant Widget

A free, drop-in widget that shows shoppers their best 3 cards on any merchant's checkout page. No PII. No fees. Ever.

  • One <script> tag, 30-second install
  • Anonymous by default — never sees card numbers
  • Free forever — $0 install, $0 monthly, $0 per call

Powered by the SuperPay Optimization Engine — the same intelligence in your pocket, your browser, and the checkouts you visit.

Get Early Access on Android

iPhone is live today. Reserve your spot for the Android beta and we'll send the link the moment it ships.

You're on the list!

We'll send you the download link as soon as SuperPay launches on Android.

Your goals. Our intelligence.

SuperPay doesn't just find the best card — it finds the best card for you. Every recommendation is shaped by the financial goals you set. And with our Rewards Roadmap, your goals become month-by-month action plans.

Maximize Rewards

Always use the card that earns the most rewards per dollar. SuperPay calculates category bonuses, rotating multipliers, and spending caps in real time.

Protect Credit Health

Keep utilization low by routing charges to cards with room. SuperPay helps protect your credit health by managing what you can control.

Hit Every Bonus

Never miss a signup bonus, rotating category, or card perk. SuperPay routes spending to cards with active bonuses and alerts you before benefits expire.

Budget Conscious

Track spending limits and get alerts when approaching caps. SuperPay helps you stay disciplined while still earning rewards.

Travel Rewards Focus

Prioritize miles and travel points over cash back. Every purchase is optimized to get you closer to your next trip.

Cash Back Only

Maximize cash back earnings and ignore points and miles. Simple, immediate value on every transaction.

PRO+ FLAGSHIP FEATURE

Set a goal. Get a plan. Watch your rewards work.

The Rewards Roadmap turns SuperPay from transaction-level optimization into goal-level financial intelligence. Pick a goal below to build yours in seconds.

Try Pro+ Now — Live Demo
Build your Rewards Roadmap
Step 1: What's your goal?
● For Businesses · v1 Public API

Own the smartest checkout on the internet.

The Card-Recommendation Widget is free, forever — no fees, no rev share, no contract. One <script> tag shows shoppers their top 3 cards for this purchase — stacked, tappable rows, best first — lifting checkout confidence and AOV.

30 seconds to install

One <script> tag and one <div>. No SDK, no build step, no processor change. Works on Shopify, Magento, custom carts.

Higher AOV at checkout

Shoppers who see real cash-back math on their top 3 cards — and an optional "effective cost after rewards" line under the pay button — reach for higher-tier carts. The widget rewards spending; it never blocks the buy button.

Privacy-first by default

We never see card numbers. v0 is anonymous — no shopper PII ever leaves your checkout.

$0

Free, forever

$0 to install · $0 monthly · $0 per call. Treat it as a brand mark — keep 100% of the lift.

See it in action

Your dashboard, your cards, your rewards — optimized automatically

Dashboard
Dashboard
Rewards tracking, credit health, and smart actions
Smart Optimize
Smart Optimize
AI-powered card recommendations with explanations
Card Manager
My Cards
Full portfolio with category bonuses and utilization
Rewards Roadmap
Rewards Roadmap
AI-built action plans to reach your financial goals
Bank Connect
Bank Connect
Secure Plaid integration with 12,000+ institutions

Smart recommendations at checkout

The SuperPay browser extension automatically detects when you're on a checkout page and shows your best card — no extra clicks needed.

  • Identifies any merchant worldwide via GPS — from major retailers to local businesses
  • See why a card is optimal for each specific purchase
  • Considers your financial goals — travel, cash back, credit health
  • Log purchases directly from the checkout overlay
×
Dining at SoHo House West Hollywood
Dining
USE THIS CARD
Amex Gold Card ····9217
4x points · ~$9.52 on $238.00
BEST
Smart Insight
Your Amex Gold earns 4x on dining worldwide — that's 952 points worth ~$9.52 on this $238 tab at SoHo House. Your Citi Double Cash only earns 2% here.
Paying with a premium credit card at an upscale restaurant

Install for Chrome

Get set up in under 2 minutes — here's how

1

Download the Chrome extension

Click the button below to download the SuperPay extension as a .zip file, then unzip it to a folder on your computer.

⬇ Download for Chrome (v1.5.0)

2

Open Chrome Extensions

In Chrome, go to chrome://extensions or click the menu (three dots) and select Extensions > Manage Extensions. Then turn on Developer mode using the toggle in the top-right corner.

3

Load the extension

Click Load unpacked in the top-left, then select the unzipped superpay-extension folder. The SuperPay icon will appear in your toolbar.

4

Sign in and start saving

Click the SuperPay icon in your toolbar and sign in with your account. That's it — SuperPay will automatically detect checkouts and recommend your best card.

Coming soon to the Chrome Web Store — Once available, you'll be able to install with one click and get automatic updates. For now, follow the steps above for early access.

Trusted by optimizers everywhere

See why users choose SuperPay as their financial intelligence layer

★★★★★

"I had no idea I was using the wrong card for groceries. SuperPay is on track to recover $1,500–$5,000+ a year for me."

Sarah M.
On pace for $1,500–$5,000+/year in recovered rewards
★★★★★

"The browser extension is a game-changer. It pops up at checkout and tells me exactly which card to grab."

James K.
Uses 4 cards optimally across 80+ merchants
★★★★★

"Finally an app that makes sense of all my credit card perks. The explanations for each recommendation are brilliant."

Lisa R.
Earned 24,000 extra miles in 6 months

Simple, transparent pricing

Start free. Upgrade when you're ready to unlock the full power of transaction intelligence.

Free
$0
Forever free
  • 3 credit cards
  • 1 financial goal
  • Full optimizer access
  • 2 bank connections
Get Started
Popular
Pro
$9.99/mo
or $99/year
  • Unlimited cards & goals
  • Advanced spending insights
  • Smart explanations
  • Credit builder tools
  • 24-month analysis
Start Pro Trial
New
Pro+
$19.99/mo
Everything in Pro, plus:
  • Rewards Roadmap
  • Goal-Based Strategy
  • Monthly Progress Reports
  • Priority Support
  • All Pro features included
Unlock Pro+
For Merchants
Merchant API
Free
No fees, no contract
  • Card-Rec Widget
  • Drop-in widget + REST API
  • Higher AOV at checkout
  • Merchant Partner Guide
Explore API
The Opportunity

The recommendation layer for every card transaction.

$5.6T
US credit & debit card spend, 2024[1]
$15B+
Estimated unclaimed credit-card rewards left on the table each year[2]
~50%
of US adults carry 3+ credit cards — and have to pick one at every checkout[3]

SuperPay is building the recommendation layer for every card transaction — online, in-store, and at checkout.

[1] Federal Reserve Payments Study (2024). [2] Bankrate / J.D. Power consumer surveys on uncashed cash-back and unredeemed points (2023). [3] Experian State of Credit (2024) — share of US consumers holding three or more open credit cards.
Investors

The intelligence layer for human transactions

You spend.

Shop as you normally would

SuperPay thinks.

Optimizes every transaction